Financing with Our Dealership

Carmi Chrysler Dodge Jeep Ram takes the stress out of auto financing. From advice on whether to buy or lease to finding the best rates available, our finance team will work with you every step of the way to craft finance terms that work for your lifestyle and budget.
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Competitive Rates

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Should You Lease Your New Carmi Chrysler Dodge Jeep Ram Vehicle?

Leasing is a great choice for shoppers who like to drive a new vehicle and want to keep their payments low. Once your lease term is up, you can trade up for a newer model, buy it outright, or simply return it and walk away when the lease it over.

Benefits of Financing

Customers who intend to hold onto their vehicle for a while should consider a loan. Our flexible financing plans can get you into a new or used vehicle with terms that will reduce your overall costs while you build equity in your vehicle.

Flexible Credit Options

Carmi Chrysler Dodge Jeep Ram can help you get into the new or used vehicle you deserve. With monthly specials, factory offers, and competitive rates, we go the extra mile to give you the options that work for your lifestyle.

Frequently Asked Questions

What's better, buying or leasing?

This important choice comes down to your monthly budget and how you expect to use your vehicle. Leasing typically comes with a lower monthly payment than a traditional loan, but there are restrictions on mileage and customization. On the other hand, a loan may be associated with a higher payment but you will be building equity and will spend less over the life of the vehicle.
We will work with you to craft the deal that works for your budget. Most loan terms will fall between 48-72 months, with longer financing terms resulting in lower payments.
We’ve worked with countless customers with all kinds of credit to help them discover their financing options.
In most cases, we can offer financing with no down payment. We can also roll taxes, registration, and fees into the financing deal if that works best for you.

Ready to begin?

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Welcome to Our Financing Department

Used or New Chrysler, Dodge, Jeep or Ram Car Financing in Carmi

During any point in your shopping process, the discussion of Chrysler, Dodge, Jeep and Ram financing is an important one to have, which is why our team at Carmi Chrysler Dodge Jeep Ram is available for all your questions. Discussing the option to lease or buy, how much to put as a down payment, and more are often the last thing on the mind of Fairfield IL, Harrisburg IL, Benton IL, Mount Carmel IL and Evansville IN drivers, but we make it easier for you.

Which Auto Financing Options Fit You Best?

There are two main options to pick from when considering your financing options taking out a loan or signing a lease. Each has their pros, so it's really up to you to decide which is the right path forward. For example, with a loan, you own the car at the end and build equity, but with a lease, you have a lower payment and an easier time upgrading when you turn it in. Whichever you choose, we can provide you with the information you need to make an informed decision.

Make Life Easier with Expert Automotive Financing

Let the Carmi Chrysler Dodge Jeep Ram finance team help you navigate the world of leases, loans, and purchase agreements. We make the process easier and we guide you through all of your options so that you can find your ideal plan that won't break the bank or strain your budget. You can even get started before you shop, by filling out our convenient, online finance application to get the ball rolling and start setting up the perfect financing arrangement for your budget.

  1. Carmi Chrysler Dodge Jeep Ram

    1337 Il Highway 1
    Carmi, IL 62821-4929

    • Sales: 618-382-4611
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Get in Touch

  • Contact our Sales Department at: 618-382-4611
  • Monday08:00AM - 07:00PM
  • Tuesday08:00AM - 07:00PM
  • Wednesday08:00AM - 07:00PM
  • Thursday08:00AM - 07:00PM
  • Friday08:00AM - 07:00PM
  • Saturday08:00AM - 06:00PM
  • SundayClosed